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If you have any questions or would like to join us on this exciting journey, please contact Ms Tara Lim, our Director, at tara@mm2hmalaysia.com.my. You may also contact us via WhatsApp (+60124388698) or WeChat (layhooi).
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Perfect Homes (MM2H) Sdn. Bhd.
MM2H License No: KPK/LN: MM2H 822
18-27-A
Gurney Tower,
Persiaran Gurney,
10250 Penang, Malaysia.
Phone/Whatapps : +60-12-438 8698
Malaysia Contact: +60-12-438 8698
WeChat: layhooi
Email: tara@mm2hmalaysia.com.my
Monday – Friday
9:00 – 18:00
MEDIA NEWS
Among them are popular Hong Kong actors Hugo Ng, Dickson Lee and Philip Keung, who reportedly bought properties here in the state.
Some fans even remarked that Keung, who bought a property in Penang for his wife in 2017, is now a “qualified tour guide” for Penang.
The couple had spent their Chinese New Year in Penang vlogging about the food and their travels earlier this year.
Malaysia My Second Home (MM2H) consultant Tara Lim said many businessmen and professionals had bought properties priced above RM1mil.
“Some even bought condominium units priced between RM3mil and RM7mil.
“One of them from Hong Kong even invested in a shopping complex in Tanjung Tokong, which has since been renamed as Island 88.
“It is now undergoing facelift and upon completion, it will feature an upmarket mall ala Hong Kong style,” she said.
Lim said non-MM2H applicants who bought property here could only stay in the country for a limited time due to the visa requirement.
She said that under social visit passes, some can only stay for up to 30 or 90 days each time they enter the country.
“If you buy property here, you would definitely want to stay longer to enjoy the lifestyle and culture here.
“Some foreigners claim they can exit and enter Malaysia again after the 90 days’ expiration.
“But bear in mind, the Immigration Department has the right to stop them if they do this too often.
“It has happened to my clients from Hong Kong, China and Taiwan before,” she said.
ALSO READ: Hoping for five million Chinese tourist arrivals to M’sia next year
Lim said many potential buyers are waiting to commit in property purchase pending the confirmation of the latest MM2H requirements.
Lim, who has been in the industry for more than 10 years, said the government should expedite the move before this group of tourists are “poached” by other countries such as Thailand or Indonesia.
“Tourists from China, Hong Kong and Taiwan spend their money here and they live here and subsequently help to boost the property industry and also contribute to our economy,” she said.
On the revamped version of the MM2H programme which now has three tiers – Silver, Gold and Platinum – as announced by the Tourism, Arts and Culture Ministry, Lim said the MM2H stakeholders and associations would like to hear from the minister on the latest requirements soon.
Last week, Tourism, Arts and Culture Minister Datuk Seri Tiong King Sing said the newly revamped MM2H programme would be on a trial run for one year and remain open to adjustments based on evolving circumstances, ensuring its continued relevance and effectiveness.
Under the new procedures, the age requirement has been lowered to 30 and above, opening doors for a wider group of individuals seeking to call Malaysia their second home.
Under the revised programme, applications can only be submitted through licensed MM2H agents accredited by the ministry under the Tourism Industry Act 1992 (Act 482).
MM2H consultant Tara Lim said majority of those who are interested are from China, but she is also seeing increasing interest from Taiwanese nationals.
“I have more than 70 interested applicants, and many agents around me also have around 40 to 50 potential applicants,” she said.
She added that there is also increasing interest from Singaporeans who are considering MM2H for retirement, as it is an attractive option due to cheaper living costs and a similar culture.
“With the requirement of RM40,000 offshore income removed, more can apply as they don’t have to fulfil the income requirement,” Lim said.
“The changes to owning a property may deter some; however, those who own property in Malaysia will fulfil that requirement.”
Property ownership is still cheaper in Malaysia, which charges up to 4% stamp duty compared with Singapore’s 60% additional buyer’s stamp duty fees, she added.
She also said that compared to a similar programme in Thailand (Elite Thailand), Malaysia’s programme remains competitive.
“Elite Thailand requires at least 900,000 bhat (RM115,000) for five years in fees, which are not refundable, whereas under MM2H foreigners have a fixed deposit and property ownership that they still fully own,” she said.
Current hotspots for MM2H applicants are Kuala Lumpur and Penang with Johor also rising in popularity, she said.
Lim also clarified that those who came under the previous MM2H conditions are not subjected to the new rules.
“They should refer to the conditions as per their approval letter,” she said.
Jaime Chiew, managing director of an MM2H consultancy, also said she has noted a slight increase in interest after the announcement of the new guidelines.
“I have quite a number of interested parties wanting to apply for the programme, especially those who can meet the new requirements.
“But there are some who still find the requirements too strict,” she said.
The mandatory property purchase, especially the 10-year holding period, can be a significant financial commitment, she explained.
“It may be too early to determine how many will actually apply. We still need more details from the government for the application procedure and the approval duration,” she said.
Malaysia remains an attractive MM2H destination, especially with its lower cost of living, diverse and welcoming culture, relaxed lifestyle and ability to own properties, she added.
On the other hand, MM2H Consultants Association president Anthony Liew said many of his clients lost interest in the programme after the mandatory property purchase requirement.
“Only 30% to 40% of the current MM2H holders would buy property in Malaysia,” he said.
While foreigners from China, Hong Kong and Korea are more willing to buy property, those from Japan and Western countries usually prefer to rent, he said.
He also hopes the ministry can clarify if applicants must purchase the property first or if they can buy later.
Checks by The Star on MM2H Facebook groups saw more discussions and interest in the programme after the announcement of the updated guidelines recently.
While the removal of the income requirement was welcomed, some expressed concerns about the mandatory property purchase and the 10-year holding period.
Nevertheless, there is a consistent interest in staying in Malaysia for its welcoming people, ease of communication (language) and good educational institutions.
An MM2H expat from China, George Yue, said he came to Malaysia with his wife in 2022. They had planned the move after falling in love with the country during their travels in the region.
“Locals speak Chinese and English, which was very convenient for us, and we could easily adapt to the food and climate here,” he said.
However, the new MM2H conditions may deter expats, as it no longer offers the flexibility of its predecessors, he cautioned.
“Now the pass is more rigid with the property purchase requirement and a 90-day minimum stay in the country.
“When I applied in 2019, a number of my friends were interested, but with these new guidelines, they have lost interest,” he said.
On June 14, Tourism, Arts and Culture Minister Datuk Seri Tiong King Sing announced a new three-tier category for MM2H applicants – Platinum, Gold and Silver.
The Platinum category requires a fixed deposit of US$1mil, the Gold category US$500,000, and the Silver category US$150,000, along with a property purchase of at least RM600,000.
FAQs
Malaysia has many MM2H consultants, but Perfect Homes stands out as the only fully licensed MM2H consultancy that provides a complete suite of services all in one place. Our founder is a qualified Chartered Accountant, accompanied with Lawyer and Notary Public, giving us a strong foundation of legal and financial expertise.
Beyond MM2H application support, we also handle tenancy agreements, property sale and purchase contracts, loan agreements, will drafting (to safeguard property and fixed deposits under MM2H), probate services, and more. This comprehensive, end-to-end approach makes our firm uniquely equipped to assist clients throughout their entire MM2H journey.
Yes, former Malaysian citizens are eligible to apply. In fact, we have successfully secured an MM2H visa for a Canadian applicant who was previously a Malaysian citizen.
Yes, you may add your spouse and children in the future. When you get married or have children, you’ll simply need to submit the relevant documents—such as your Marriage Certificate and your child’s Birth Certificate—to prove the relationship.
You may also include your parents or in-laws in your MM2H application, provided they are at least 60 years old. To do so, you’ll need to provide your Birth Certificate or your spouse’s Birth Certificate as supporting evidence.
Yes, single parents are eligible to bring their children under the MM2H program. You will need to provide documentation confirming legal custody, along with your child’s Birth Certificate, to support the application.
The 90-day stay requirement applies only to main applicants under 50 years old. If you are 50 or older, this requirement is waived.
Yes, dependents with special needs can be included in your MM2H application. A supporting letter from a doctor is sufficient, and we have successfully helped clients obtain MM2H visas for children with special needs.
Yes, you may bring your pets to Malaysia, as they are treated as part of the family. Many of our clients have relocated with their dogs and cats. Do note that depending on the country of origin, your pet may be required to undergo a 7-day quarantine upon arrival.
For the Silver, Gold, and Platinum MM2H packages, if the main applicant passes away, the visa can be transferred to an eligible dependent, ensuring continuity of the MM2H status.
The MM2H program charges government fees based on the selected package:
Silver: RM 1,500
Gold: RM 3,000
Platinum: RM 5,000
Special Entry (SEZ): RM 300
These fees are applicable for the visa application or renewal process.
The 90-day requirement is cumulative across the entire family. For example, if the main applicant stays 10 days, the spouse 20 days, children 30 days, and parents 30 days, the total adds up to 90 days, fulfilling the requirement.
While visa-free entry allows stays of 30 or 90 days, an MM2H visa is necessary if you plan to remain in Malaysia for longer periods. Frequent border crossings to extend your stay—often referred to as “visa runs”—may raise concerns with Immigration. Officers have the authority to question or even refuse entry to individuals who repeatedly enter Malaysia without a valid long-term visa, such as MM2H, a work visa, or a student visa.
Several potential clients experienced issues after multiple visa runs, with some being questioned on their third or fourth entry. In one case, we had to assist directly at the airport to confirm their MM2H application was in progress before they were permitted to enter.
The MM2H program requires the applicant and their family to spend a combined minimum of 90 days in Malaysia each year. This total can be shared among family members — for example, 10 days by the main applicant, 30 days by the spouse, and 50 days by the children, adding up to the required 90 days.
Yes, you can purchase property even before obtaining your MM2H visa. Providing a supporting letter from a doctor is sufficient, and we have successfully assisted clients—including those with special needs children—in securing their MM2H approval.
The minimum property purchase requirement for MM2H applicants varies by package:
Silver: RM 600,000
Gold: RM 1,000,000
Platinum: RM 2,000,000
No, if you already own a property before applying for the MM2H visa, you are not required to purchase another one. However, to withdraw 50% of your fixed deposit, the Sales and Purchase Agreement (SPA) must be dated within two years prior to the MM2H visa approval.
Yes, you may sell your property within 10 years of your MM2H visa approval, provided you purchase another property of equal or higher value in Malaysia to maintain compliance with the program’s requirements.
Yes, property ownership is generally required for MM2H applicants: RM 600,000 for Silver, RM 1,000,000 for Gold, and RM 2,000,000 for Platinum. However, if you already own a property that meets or exceeds the required threshold, you are not obligated to purchase an additional property.
If you do not already own a property in Malaysia, you are required to complete your property purchase within one year of obtaining your MM2H visa.
You are required to place your Fixed Deposit only after your MM2H application is approved. Once you receive the Conditional Approval Letter, you must enter Malaysia within 90 days to complete the Visa Endorsement and set up your Fixed Deposit.
You will have six months from the approval date to prepare the transfer of your Fixed Deposit funds. The required amounts are:
Silver: USD 150,000
Gold: USD 500,000
Platinum: USD 1,000,000
SEZ (age > 50): USD 65,000
SEZ (age > 21): USD 32,000
We will also assist you with opening a Malaysian bank account to facilitate this process.
You may withdraw up to 50% of your Fixed Deposit, but the process works on a reimbursement basis—meaning you make the payment first, then submit the supporting documents to request the withdrawal.
To apply, you will need to provide evidence of the approved expenses, such as:
Property Purchase: Sales and Purchase Agreement
Medical Expenses: Official medical receipts
Education: Student fee receipts
Tourism: Relevant receipts
Up to half of your Fixed Deposit can be withdrawn for these purposes. The remaining 50% must stay in your account, accumulating interest, for as long as you remain in the MM2H program.
The remaining 50% of your Fixed Deposit must stay in the bank for as long as you hold the MM2H visa. If you choose to cancel your visa in the future, you will be allowed to withdraw the full balance of the remaining Fixed Deposit.
For the Silver program, your MM2H visa is valid for five years. When it expires, we will assist you in renewing it for another five-year period—and continue to support you with renewals every five years thereafter. As long as you maintain at least 50% of your Fixed Deposit in the bank, your visa will be eligible for renewal. The process is simple and straightforward.
The government’s renewal fees are:
Silver: RM 1,500
Gold: RM 3,000
Platinum: RM 5,000
SEZ: RM 300
Yes, you can upgrade as long as you can place the higher Fixed Deposit required for the next tier.
You may transfer your existing MM2H visa to your new passport after changing citizenship. Simply provide the official proof of citizenship renouncement, and the visa will be endorsed onto your new passport. We have successfully assisted clients with this process before.
Yes. If you are under 60 years old, you must obtain medical insurance coverage in Malaysia before your MM2H visa can be endorsed. We can assist you with arranging the required insurance.
While Malaysia does not allow holding multiple visas simultaneously (e.g., MM2H and a work visa), the MM2H visa does permit you to set up a business and hire employees. However, you should not be directly involved in daily operations or receive a regular salary. As a business owner or shareholder, you may receive dividends or director’s fees instead.